How to Open a Guaranty Trust Bank(GTB) Domiciliary Account

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You might have heard about people talking about domiciliary account and might be wondering what its all about. That was also one question I asked some year back and right now after getting an answer to that question I have reaped a lot from owning one and there’s no going back at all.
As a blogger who just got his approved AdSense account verified after some few months of tirelessly waiting for my AdSense pin, but thanks to the alternative method that was available, I got that done with ease.

The next thing on my mind was how will I receive my first AdSense payment. Do I make use of my normal savings account or get to open a so-called domiciliary account which I had seen some fellow bloggers on WhatsApp and Facebook groups discussing about and I won’t lie to you guys, I knew little or nothing about a domiciliary account but I just saw that my fellow bloggers were all saying that it was better owning a domiciliary account to receive one’s AdSense earnings.

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I said to myself, I’d also have one of my own and now I can say I’m a proud owner of a Gtbank domiciliary account which for the past 1year has been of great benefit to me ever since. I don’t have to face all this situations of my bank change my foreign currencies at their own rate instead I’d just go to my personal Aboki and get it changed at blackmarket rate which is far higher than bank rate.

So I’d be sharing with you guys my experience on how I got to open and have a gtb domiciliary account of my own. Just sit tight and keep on reading as I’d make it a little bit brief and well explained for you guys to understand, even if I get to bore you just read on to the end so that you won’t make mistakes while trying to open a domiciliary account.

I walked into the banking hall on one very day in the early weeks of December 2016 hoping to start processing my ownership of a domiciliary account. I went in there with nothing cos I knew little of what was required to open a dom account. At the end of my few minutes spent at the bank, all I achieved that very day was getting two(2) referee forms which would be filled by current account holders of Gtbank or any other bank. I’d advise that you should get current account holders of that bank that you wanna open a domiciliary account with.

Luckily for me, after doing some findings I was able to get my needed number of referees within a week and put the processing on hold cos of some exams I had to face. When I was done with my exams, I decided to continue with it cos 21st of that very month was drawing close and if I didn’t fill my payment details before that very day, I wouldn’t get payed.

I got the other requirements needed which included a valid ID, a recent utility bill and two paspport photographs. I just picked all that from home, and went to the bank to complete all I had started few days back. I was given a form to fill which I did with ease, it contained stuffs which involved you filling your details and also choosing the foreign currency of your choice. With it, you could also open a savings or account account of your own all at once. All these didn’t take me up to 2 hours and the next day, I received a message from Gtbank bearing the account number of my domiciliary account.

Requirements For Opening A Domiciliary Account

• A recent Utility Bill eg. PHCN bills, Water Bill, light bills etc

• Means of Identification eg. National ID card, Voters card, Drivers license, International Passport

• Recent Passport photographs

With all these, you’d be able to receive your foreign currency and withdraw it in raw cash and exchange at black market rate

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